Insurance in the Netherlands

insurance

Health insurance is mandatory for all individuals who live or work in the Netherlands. Students from outside the EU, EEA or Switzerland who come to the Netherlands must take out Dutch Health insurance inside four months of getting their residence permit, regardless of the possibility that they have a current foreign policy.

International students are not generally obliged to take out Dutch medical coverage. Regardless of whether they are required to or not rely on upon a few variables, for example, the term of their stay, in the event that they are doing work or a temporary position, and whether they have insurance in their nation of origin.

For foreign students, particularly those staying for short time of period, in Netherlands there are three primary Health insurance alternatives

1. Take out Dutch Health insurance

2. Have an EU Health Insurance Card on the off chance that you are an EU resident

3. Have private social insurance from your nation of beginning

  • What does Dutch medical coverage cover?

The fundamental Dutch insurance package takes care of all expenses for the most well-known medicinal care. The Dutch government chooses yearly what is incorporated into the basisverekering.

  • The basic health coverage in Netherlands incorporates the accompanying
  • GP consultations
  • Treatments from authorities and healing center care
  • Certain mental health care
  • Prescription
  • Dental care and physiotherapy up to 18 years
  • Care from specific advisors, for example, speech therapist
  • Dietary counsel
  • Fundamental mental wellness administrations
  • Quit smoking projects
  • Maternity care and birthing specialists.

Your employer will pay 6.75 percent of your compensation for you for the Zvw segment, and deduct 9.65 percent from your compensation for the Wlz part. The independently employed pay marginally less Zvw, at 5.65 percent.

Also, you will for the most part need to pay month to month commitments to your health issuer, which in 2016 adds up to around EUR 1,288 a year (it changes somewhat from safety net provider to back up plan). Online sites help you to analyze general medical coverage packages and expenses from various back up plans.